Health insurance is great way to get rid of huge medications fee and hospital fees.
In todays world with rising different types of disease Buying a Health insurance is very necessary. People often do not care about health and later it become worse than they realise the importance of health.
You can easily Buy Health insurance from bank or any broker.
HERE ARE SOME TOP HEALTH INSURANCE IN INDIA
LIC HEALTH INSURANCE
STAR HEALTH INSURANCE PLANS
HDFC ERGO HEALTH INSURANCE
TATA AIG HEALTH INSURANCE
ICICI HEALTH INSURANCE
Before buying a Health insurance always read you clause. Patiently do not just buy because it have easy claim or you have to give less premium.
Health is wealth. You can easily buy health insurance from as minimum as 19rs/day. After buying a health insurance you have to pay same premium amount every month. Which will came use when you get ill. With increasing hospital costs it works as a life saving fund.
also read = How To Select High Growth Mutual Funds For Short Term
What we should consider before buying insurance?
You should read your health insurance clause carefully
Is there any co-payment clause.
What is co-payment clause in health insurance?
Co-payment clause refers to during hospital bill you have to pay 20 percent of the billed amount. Which is not good. Always be carefull before buying.
What is zonal clause in Health insurance ?
Zonal clause is basically the are in which your health insurance will pay full hospitalisation money. But if you want your treatment outside the zonal area you have to pay full hospital bill amount.
What is waiting period clause in health insurance?
Insurance policy came with some waiting period like 30 days. You can not clame you insurance if you detected any disease within 30days.
What is room rent clause in health insurance?
Your insurance can also came with limited room rent. So before hospitalisation kindly check your room rent in your insurance policy.
Health insurance is benefical for your family it saves your retired money if you become ill in old age. You can easily claim your insurance. So always choose best health insurance by comparing yourself.